Fake loan and mobile lending scams use urgent approvals, processing fees, CRB threats, and fake agent numbers to collect money before any real loan exists.
Be careful if you are asked to pay a registration, insurance, CRB clearance, activation, or processing fee before receiving a loan.
Search the app name, lender name, phone number, Paybill/Till, website, and exact message wording before sending any money.
Check whether the lender has clear official channels, privacy terms, and verifiable contact details. Do not trust WhatsApp-only approval messages.
Avoid sharing ID photos, contacts, OTPs, or mobile money PINs with unknown agents or apps that pressure you to act immediately.
Not always, but upfront fees demanded through unknown phone numbers or informal payment accounts are high-risk and should be independently verified.
Search the app name, lender name, phone number, Paybill/Till, website, email, agent name, and repeated SMS or WhatsApp wording.
Search any suspicious identifier, then report it if you have evidence that can warn others.
Start a scam check